Cash Rate Decisions By Reserve Bank Influence Lending Rates

Investing in “bricks and mortar” has for many years been the pathway to financial independence for thousands of Australians. Our real estate market has performed well overall, and our taxation system provides additional incentives that make owning investment properties attractive.
Low Interest Rates Not the Whole Story
One of the drivers of the growth in this sector […]

By |July 7th, 2016|Interest rates|Comments Off on Cash Rate Decisions By Reserve Bank Influence Lending Rates

Mortgage Repayments – A Different Approach

Everyone with a mortgage looks forward to the day when the last payment is made and this financial commitment is no longer necessary. Whether the mortgage is over the family home or an investment property, the euphoric feeling is the same. With it come new possibilities as the money that has been set aside regularly […]

By |June 14th, 2016|Financial Advice, Financial Advice, Home Loans, Interest rates, Mortgages|Comments Off on Mortgage Repayments – A Different Approach

Low Interest Rates Continue – Let’s Party

Here in Australia we are so lucky to continue to experience low interest rates. Long gone are the days of escalating rates that took people’s homes and livelihoods away from them.

Through careful observation the Reserve Bank of Australia continues to monitor and control the rates we pay on our mortgages and keeps them as low […]

By |February 8th, 2016|Economic Growth, Interest rates|0 Comments

RBA Rate Cuts: How Low Can You Go?

The Interest Rate has dropped by 25 basis points to a historic 2% last 6 May 2015 to further stimulate the economy and has raised concerns on the current state of the housing market. The Reserve Bank, in its decision has shown signs of further rate cuts, stating that “The board will continue to assess […]

By |May 25th, 2015|Economic Growth, Interest rates|Comments Off on RBA Rate Cuts: How Low Can You Go?

SQM Research: Interest Rate Cuts A Certainty

The official cash rate is currently at record low levels and has remained at 2.5% since 2013. Since then, more market analysts are convinced that interest rate cuts are ahead for 2015.
SQM Research recently forecasted interest rate cuts as a “dead certainty” if the Australian Prudential Regulation Authority pushes forward with their lending restriction plans. […]

By |January 8th, 2015|Economic Growth, Interest rates|Comments Off on SQM Research: Interest Rate Cuts A Certainty

RBA To Consider Rate Cuts In 2015

The Reserve Bank has discussed the possibility of further rate cuts for next year, according to the recent release of their December 2 meeting – their last for the year.
The RBA decided to keep the interest rate at 2.5%, believing that this is enough to stimulate growth in the economy. However, further policy easing may […]

By |December 19th, 2014|Economic Growth, Interest rates|0 Comments

2 of Australia’s Big Four Predict Rate Cuts

A second major bank has forecasted rate cuts for 2015, shortly after Westpac announced the same last week.
The National Australia Bank became the 2nd bank of the Big Four that forecasts the cash rate to drop by 0.25% to 2% as early as March next year, with a second rate cut expected in August. NAB’s […]

By |December 10th, 2014|Economic Growth, Interest rates|0 Comments

Pressure Growing For Interest Rate Cuts

The economy has taken another hit as the Australian dollar dips below US83¢, mounting pressure on the Reserve Bank to consider dropping the interest rates below 2.5%.
Economists have been pushing for monetary easing after GDP figures showed a soft economy as income growth has grown by a snail’s pace. The economy has expanded by a […]

By |December 9th, 2014|Economic Growth, Interest rates|0 Comments

Shift In Interest Rate Predictions For 2015

Economists have been nearly unanimous in predicting interest rate hikes for 2015 earlier this year – but that is about to change, as the slow growing economy might force the RBA to go the other way around.
With the Australian dollar plummeting to a four and a half year low and a slow gross domestic product […]

By |December 5th, 2014|Economic Growth, Interest rates|Comments Off on Shift In Interest Rate Predictions For 2015

Are Interest Rate Cuts Ahead For 2015?

The RBA is expected to go through the last meeting of the year with no surprises, as it is expected that the official cash rate will remain at the historic low of 2.5%. Despite previous predictions of a rate hike in 2015, more people are convinced that rate cuts are ahead, as the economy shows […]

By |December 2nd, 2014|Interest rates, Property Investment|Comments Off on Are Interest Rate Cuts Ahead For 2015?