START THE JOURNEY TO FINANCIAL FREEDOM BY INVESTING IN PROPERTY
High quality, well researched Investment Properties delivered to your door
Having a reliable supplier of Investment Properties that is trustworthy and will put your client’s best interest at heart is critical for any accountant or financial planner. Recommending property is just as important in a complete financial plan—and that’s where we come in.
Fountain Property Group specializes in Property and Wealth Creation through High Quality Investment Properties throughout Queensland.
Fountain Property Group is a one stop solution for people interested in Investment Properties – a fantastic vehicle for people to build their investment portfolio and to subsequently obtain independent wealth to support them into retirement. To be effective, you need the right property and structure to achieve the best results.
Buying an Investment Property should not be a stressful experience and we are here to make it as simple as possible for all concerned.
THE 5 KEY AREAS FOR SUCCESSFUL INVESTING
Supply & Demand
Firstly I want to talk to you about buying a real estate investment property. It’s not as hard as it seems. Buying a property to live in is much harder than buying an investment property because a property you want to live needs to be in the right area, have the right features, right layout etc.
An investment property is a lot simpler; the tenant will find the property that suits them. You just need to find a property that the general population will consider renting and in an area where people are moving to.
Property is ruled by supply and demand. If there is a shortage of property and a lot of renters, there is competition for the property and strong rentals with low vacancy rates.
The same rule applies for buying and selling real estate. If you have a lot of buyers and very few properties then you have people competing, which keeps the value up. Once you have identified what the renters want (3 or 4 bedroom house, 2 bedroom unit, townhouse etc) then the tenants will fight for the property.
So the first key area of real estate investment is to find out where the people are moving to. This is simple research. This is where you will usually get an advice for you to buy a property around the corner from you to “keep an eye on it”. Chances are it’s not in a high growth area and you’re also likely to miss out on all sorts of tax deductions if you buy an existing property.
Accept that the property for you probably isn’t around the corner, go where the good real estate investments are and get a good property manager to “keep an eye on it”.
Find out where the people are moving to and why. Some reasons are temporary and others are long term. The long term reasons keep building growth in a town for years to come and will give you good capital growth over many years.
Then it’s a simple process to figure out what sort of property people want to rent. Demographic stats will tell you that. If there is a large percentage of young families moving into an area then houses will be popular among renters as they have children and need space.
Conversely if there is a larger proportion of older people or single people then smaller units and low maintenance properties will be what the renters want.
Finance & Structure
The second critical area is getting finance and structure right. This seems logical enough but I’m constantly amazed at how people can mess it up. Part of the reason is that people know they should buy an investment property but they don’t really know why they’re buying one.
So what’s the reason that you are buying one? Is if for the capital growth in the long term? Perhaps a higher yield rental return in the short term? Is it for tax reasons?
In reality, it’s probably a combination of some or all of these things. So have you thought through whether you should buy it in a family trust or your own name?
And how are you planning to sort the finance out? Are you using equity from an existing property or do you have a separate deposit saved up?
These seem like unimportant issues but if you get the setup right then you can add thousands of dollars to the bottom line over the life of the property. Let’s have a chat about it at the start. It only takes a few minutes and is time well spent!
Protecting your Asset
The third area to focus on is protecting your asset. This is not the place to skimp! You’ve probably heard horror stories about the “tenant from hell” in the public media. In just about every case, the mistake was made by the owner by not protecting their asset properly.
Landlord’s protection insurance can protect against tenants breaking their lease. Properties burning down can be protected with house and contents insurance. Getting rid of bad tenants can be dealt with through a competent property manager & correct paperwork from the outset. Tax issues are solved by a good accountant doing the annual financials and a quantity surveyor.
It doesn’t cost much and is tax deductible. The system works, don’t cut corners!
Cashflow & Tax
The fourth area is cashflow and tax. Investment properties are predictable. If it rents for X and the repayments are Y then the result at the end of the year will be Z. Some people can achieve large tax deductions with certain properties and the tax department knows it.
So instead of giving you a large tax refund at the end of the financial year, they offer you the option of reducing the amount of tax you pay out of your income. When you combine what the tenant is paying plus adding in the extra that the ATO gives back to you then most of the costs of the property will be covered on a week to week basis. Investing in property for the right reasons that suit your situation shouldn’t cause any financial stress on your weekly cashflow.
Property Management
The fifth area of successful investing is to meet the market through good property management. Rental markets have fluctuations and variations. There are better months to rent a property than others depending on where you are. Having a good property manager who communicates well will help you get a tenant in during the bad times and maximize the rent in the good times.
They will know when the time is right to increase the rent at the end of the lease and when to hold it to keep the tenant. They should also be able to identify opportunities to maximize the rent if the conditions are right with holiday letting options, suggesting furniture packages to meet the Fly In Fly Out market (FIFO) and others when appropriate.
Fountain Property Group will assist you in managing the property or finding a suitable property manager, making investing in property simple, straightforward and safe. You’ll probably have a property that you hardly know is there and a finance setup that is simple and easy to understand.
Dorian Traill
DirectorDorian is our Principal and oversees all real estate industry aspects. He started in the industry in 1997 and has developed leading research techniques to ensure the highest quality of investment properties are recommended. He’s also an award-winning mortgage broker and a Commissioner of Declarations (QLD)
Beth Gainger
Property / Asset ManagerBeth is our fully licensed Property/Asset Manager and our go-to person for all Property Management. Starting her career in real estate in 1997, she has worked in all avenues of real estate, which has developed her fabulous customer service skills. She has also been successful in owning a very high-quality Holiday Accommodation Business.
Take the first steps in creating your property investment portfolio. Call us today on: 1300 137 689 Or leave us your details for a FREE initial consultation
Our Happy Clients
Kenny and Sam
“We want to thank Beth for being so great to deal with during our time renting through Fountain Property, she is very helpful and down to earth. Best manager we have been with so far in the years we’ve been renting.”
Zayla and Kaitlin
“We have had the pleasure of renting a property through Beth at Fountain Property.Throughout our 12 months of dealing with Beth as the property manager of the unit, she has been nothing but professional and very personable.
It is evident that Beth is experienced and passionate in her role as a property manager. Beth was very accommodating to our needs from the day we moved in, to the day we vacated the property. Beth has impeccable & timely communication skills and she went above and beyond to resolve any issues that arose whilst leasing the property.
We feel very thankful and fortunate to have had Beth has our property manager for the past 12 months, and she has set the bar very high for future property managers.”
Nicole
Beth Gainger is easily the best property manager I have had the pleasure of dealing with. She is always lovely and helpful, happy and willing to help out with any problems there might be. I never had to wait for help with a query, and any issues with the property were taken care of as soon as possible. Beth is always a delight, and takes out any of the hassle that might usually be involved in renting a property.
Anyone would be lucky to have her as their property manager, and feel at ease
knowing they will be well looked after!
Cherie
“I would like to take a moment to thoroughly thank yourself and the entire team at Fountain Property Group for such excellent and smooth service for the purchase of my new property.I had an excellent experience dealing with yourself and the agency and would highly recommend and work with again as the service was such high quality.
I am very happy with my purchase and cannot thank you enough for all your assistance and the quality of service.Thanks again Dorian, have a great afternoon.”
Evelina
“Fountain Property Group can be described as playing in a league of their own when it comes to property advice, property sales, property management, and customer service. The company’s staff embody true customer care and they take their clients on a journey rather than a box-ticking exercise. It is a learning experience, not just the purchase of an investment property. They are your trusted advisor – which I would never ordinarily say about professionals in the real estate industry.Unlike others in their field, the staff at Property Fountain Group staff have an experience that extends outside of just understanding a particular suburb trend, or “what’s in right now”. They have extensive knowledge of, and experience working in the real estate market, pairing this with expertise in finance to position their clients as best they possibly can with the capital they have to invest.
Here’s my experience with Fountain Property Group. Having very little knowledge about the property – especially investing in it- I entrusted Dorian Traill to recommend what was best for me. He explained why investing in Capalaba was preferred over purchasing within the Brisbane CBD, he spoke about rental returns, vacancy rates, tax benefits – a host of things I never even realised were important in the decision making the process. It’s just a rental property, right? Apparently not. After an initial conversation (think of it as a needs analysis) Dorian presented me with 5ish potential properties – a folder compiled on each. We walked through the two most suitable homes and within the same week I was signing a contract on the first one we’d seen – confident I’d made the right decision. 2 appointments, 2 walkthroughs, zero hassle and 30 days later I had a brand spanking new property. Hooray!
After what was a seamless experience with Dorian, I decided to also take on Fountain‘s property management services through the fabulous Vicki Stevens. Vicki with her diligence, foresight, and “get it done, quick smart” attitude had my property advertised and ready to be tenanted even before it had settled (unheard of). Her care factor extended so far as to chase solicitors and relevant parties on my behalf to ensure the entire exercise went off without a hitch. Thanks to her extraordinary skills, my new property was tenanted within a week of settlement, and with a higher rental yield than I had expected. Double hooray!
I was a first time property buyer and I instilled my complete trust in Fountain Property Group to do the right thing by me. It could have gone horribly wrong. Instead Dorian and Vicki went above and beyond, leaving me kicking myself that I didn’t engage with them sooner. I’ll certainly be back for property 2.”