The data that is evolving regarding credit cards is that people are applying for them at a younger and younger age. One of the greatest flaws in this reporting is comparing the Generation Y’s with older folk of 65 years of age. It has been reported that the average 65 year old applied for their…Read More→
Delaying your decision to obtain a depreciation report can cost you tens of thousands of dollars worth of depreciation entitlements. We have set out below a case study of depreciation entitlements claimable by a first time investor examining what a delay of 4 years could do to an investor’s cash flow. In December 2016, Paul and…Read More→
The common investor purchasing a 1950’s post-war cottage would assume that there is little value in obtaining a depreciation report for that property. As described below, this leads to investors missing millions of legitimate tax deductions each year. Lin and Andrew purchase a post war 1950s home in 2011 for $460,000. Although it…Read More→
There is always speculation about whether fluctuations in the Australian Dollar are going to affect the property market. This is how many newspapers and forums get your attention. The headlines alone, whether the Aussie dollar is going up or down, are enough to create further speculation. So what does it mean to the average home…Read More→
Here in Australia we are so lucky to continue to experience low interest rates. Long gone are the days of escalating rates that took people’s homes and livelihoods away from them. Through careful observation the Reserve Bank of Australia continues to monitor and control the rates we pay on our mortgages and keeps them as…Read More→
When you hear or think clearance rates you might be forgiven for thinking that there is a big sale going down somewhere and you better get in quick. Well, probably the only word in the last sentence that relates to real estate clearance rates is the word ‘sale’. More importantly, clearance rates in this industry…Read More→
Many Australians are becoming savvier about investment opportunities. With this in mind they are seeking ways to improve their retirement nest egg and reduce the flow of proceeds to the tax man—he who must be feared and revered. The superannuation tide is turning and many of us are now choosing to take control of the…Read More→
Did you know that you cannot insure a share portfolio or term deposit? Any risk or negative outcomes that may evolve from a drop in the market in these two investment options cannot be protected in any way. If you don’t know what you are doing, you could end up paying off shares that are…Read More→
There is no doubt that investing in just about any kind of superfund is better than doing nothing. For some recently retiring baby boomers and the streams to follow them until 2028, there will be a vast number who will fall short of the dollar value required for them to retire comfortably with. As this…Read More→
It is common for people to get lost with work in the office and lose track of important tasks that can help boost one’s productivity in the workplace. Here are several things you can try to improve your time management and get the important things done. Analyse tasks. Make use of your time and effort for…Read More→
